Tired of wet clothes hanging around the house because of the unpredictable British weather? You’re not alone. A tumble dryer can make day-to-day life a lot easier—but the upfront cost often gets in the way. If you’re looking for a tumble dryer with no deposit and monthly payments, there are flexible and genuine options available across the UK.
This guide is here to help you understand your choices, how they work, and how to find the best deal—whether you have perfect credit or not. No jargon, no sales pitch—just real information to help you make an informed decision.
Why Consider Monthly Payments?
Whether you’re moving into a new home, replacing an old appliance or just trying to manage your budget more carefully, buying a tumble dryer outright isn’t always practical.
Spreading the cost through monthly payments lets you access the appliance you need without draining your savings. More importantly, it helps you stay in control of your finances. Many Brits today opt for tumble dryer with monthly instalments as a smarter, more manageable way to shop.
What Are Your Options?
When you think “I want to buy a tumble dryer on monthly payments with no deposit,” you’re really looking for a solution that fits your circumstances—no big upfront cost, reasonable monthly rates, and flexible terms.
Here are the most common types of finance and rental options available in the UK:
- Buy now, pay later (BNPL) services from major retailers
- Interest-free credit from trusted stores like Currys and AO
- Rental services with no credit checks or deposits
- Social lending and low-cost credit for households with tight budgets
Top UK Retailers Offering Tumble Dryers with No Deposit and Monthly Payments
1. Currys – Interest-Free Finance on Appliances
- Finance provider: Creation Consumer Finance
- No deposit: Often available, subject to approval
- Plans: 12, 24 or 36-month interest-free instalments
- Example: Samsung 8kg Heat Pump Dryer – £649 or £18.03/month for 36 months, 0% APR
Good to know:
Currys frequently runs promotions where you don’t need to pay anything upfront. It’s one of the best ways to get a tumble dryer on interest-free instalments—perfect if you have good credit and want to spread payments with zero added cost.
2. AO.com – Klarna & PayPal Credit Options
AO.com gives you several ways to pay monthly:
- Klarna: Spread the cost over 6–36 months
- PayPal Credit: 0% interest for 4 months on purchases over £99
- No deposit required in many cases
- Example: Beko 7kg Vented Dryer – £219 or £18.25/month (12 months)
What to watch out for:
While some Klarna and PayPal plans are interest-free, longer-term finance may come with interest. Make sure you check the total repayment cost.
3. Hughes Rental – Weekly or Monthly Rental, No Credit Check
If you’re not ready to commit to a purchase or don’t want a credit agreement, Hughes Rental is a flexible alternative.
- No deposit or credit check required
- Weekly prices from £3.99 to £7.99
- Includes servicing, repairs and upgrades
- Example: Hotpoint 8kg Condenser Dryer – £6.99/week (~£28/month)
Great for:
People with limited credit history, renters, students or temporary households.
4. Fair For You – Social Lending That Puts Families First
Fair For You is a community interest company (CIC) offering affordable credit for essential items. They work with manufacturers like Whirlpool and Hotpoint, and tailor plans based on your budget.
- Weekly or monthly payments
- No deposit, flexible terms
- Low interest, capped and transparent
- Supportive for low-income households or benefits claimants
Why it matters:
If you’ve been turned down by traditional lenders, Fair For You offers a respectful and flexible way to buy a tumble dryer on credit with no deposit.
5. Very.co.uk – Flexible Finance and Take 3 Payments
- Take 3 Option: Pay in 3 equal, interest-free instalments
- Very Credit Account: Spread payments over 12 months or more
- No deposit upfront (credit approval required)
- Example: Candy Smart 9kg Dryer – £289 or £24.08/month over 12 months
Be careful:
Missing payments may trigger high interest (up to 39.9% APR), so this option works best if you can stick to the schedule.
Can You Get a Dryer with Bad Credit?
Yes. While big-name retailers may prefer applicants with fair-to-good credit, services like Hughes Rental and Fair For You are much more accessible.
Other companies like PerfectHome, Pay Weekly Store, and Buy As You View-style sites also provide rent-to-own models. These often come with higher costs overall, but offer:
- No credit checks
- Fixed weekly payments
- Ownership after the final payment
Just make sure you understand the total cost before signing any agreement.
Comparing Real Models Available on Payment Plans
Here’s a quick comparison of popular models available in the UK with monthly instalments:
| Model | Type | Retailer | Price | Monthly Cost (Example) |
|---|---|---|---|---|
| Beko DTGV7000W (7kg) | Vented | AO.com | £219 | £18.25 (12 months) |
| Hoover HLC8LG (8kg) | Condenser | Currys | £249 | £20.75 (12 months) |
| Candy Smart CSE V9LG (9kg) | Vented | Very.co.uk | £289 | £24.08 (12 months) |
| Samsung DV80TA020AX (8kg) | Heat Pump | Currys | £649 | £18.03 (36 months) |
| Hotpoint NTM1192SKUK (9kg) | Heat Pump | Hughes | Rental | £6.99/week |
Things to Check Before You Apply
Before choosing your payment plan, ask yourself:
- Is it truly interest-free, or just interest-deferred?
- What’s the total repayment amount?
- Can I afford this if my income changes?
- Is servicing or installation included?
- What’s the return or cancellation policy?
Making an informed decision now saves you stress and money later.
The Takeaway: It’s OK to Take Your Time
Looking for a tumble dryer with no deposit and monthly payments doesn’t mean you’re being irresponsible—it means you’re planning. It’s about balance, not shortcuts. And when you take the time to compare offers and understand the terms, you’re doing what’s best for your home and your finances.
Whether you go with a 0% credit plan at Currys, a flexible rental from Hughes, or social financing with Fair For You, the right solution is the one that fits you.
Keep researching, ask questions, and don’t rush. You’re already doing the right thing by staying informed.