If you’re looking to upgrade your home entertainment, getting a Smart TV with no upfront cost and monthly payments is easier than ever in South Africa. With trusted retailers and flexible finance platforms, you can now enjoy your favourite shows in high definition—without breaking the bank or paying a deposit upfront.
How to Buy a Smart TV in South Africa with No Deposit and Monthly Payments
A Smart TV is no longer a luxury—it’s a modern household essential. But paying the full amount upfront can be challenging. That’s why more and more South Africans are opting for a Smart TV on credit with zero deposit, where you pay for it monthly, often on interest-free installments.
Whether you want a budget-friendly 32” model or a full 65” UHD Smart TV, there are multiple ways to get one delivered to your door—without an upfront payment. Here’s how to do it, where to shop, and what to consider.
1. Leading Retailers Offering Smart TVs on Monthly Terms
Takealot (Tech Marketplace)
- Offers flexible credit through PayJustNow and RCS Store Cards.
- Models from Hisense, Samsung, TCL, and LG.
- Prices from R2,999 and up, with 3- to 12-month installment options.
- Some deals offer 0% interest during promotional periods.
Game
- Buy Smart TVs using the Game Store Account or RCS Card.
- Pay over 6, 12, or 24 months—no deposit needed for qualifying customers.
- Offers include “no interest for 3 months” on selected items.
- TV prices range from R3,499 to over R15,000 depending on size and brand.
Makro
- Offers zero-deposit Smart TV deals with Makro Credit.
- Access up to 36-month payment plans, depending on your credit profile.
- Brands include Samsung, Skyworth, and Hisense.
- Online orders with delivery across South Africa.
2. Buy Now, Pay Later Platforms in SA
PayJustNow
- Allows you to split your payment into three equal, interest-free payments.
- Works at stores like Incredible Connection, HiFi Corp, and Takealot.
- No deposit required.
- Quick online approval using your South African ID and mobile number.
Mobicred
- Revolving credit facility accepted at over 5,000 online merchants.
- Apply online and receive a credit limit.
- Repay monthly (from 3–12 months).
- Interest is charged, but many retailers offer interest-free deals during specials.
RCS Store Card
- Accepted at over 26,000 retailers in South Africa, including Pick n Pay, Game, and Makro.
- Repayment terms of up to 36 months.
- Apply online or in-store. Approval usually within 24–48 hours.
3. Example Smart TVs You Can Buy on Monthly Terms
Here’s a snapshot of current Smart TV options with monthly payment plans (based on June 2025 pricing):
| Model | Price | Monthly (12 mo) | Platform |
|---|---|---|---|
| Hisense 32” HD Smart TV | R2,999 | R250/month | PayJustNow / Game |
| Samsung 43” Crystal UHD | R5,999 | R500/month | Takealot / Makro |
| LG 50” 4K UHD Smart TV | R8,499 | R708/month | Makro / RCS |
| Skyworth 55” Android TV | R6,299 | R525/month | Game / Mobicred |
| TCL 65” QLED 4K Smart TV | R12,999 | R1,083/month | HiFi Corp / Takealot |
Prices and monthly costs may vary depending on credit profile, interest, and store promotions.
4. Requirements to Buy a Smart TV on Credit in South Africa
To get your Smart TV on monthly installments without an upfront deposit, most stores and platforms will require:
- South African ID or passport with legal residence.
- Be over 18 years old.
- Valid cellphone number and email address.
- Proof of income or three months’ bank statements (for credit approval).
- Positive credit history or meet minimum credit scoring requirements.
Platforms like PayJustNow are easier to qualify for, while RCS and Mobicred will assess your full credit profile.
5. Top Brands You Can Finance with No Deposit
In South Africa, you can find a wide range of Smart TV brands available with monthly payment options:
- Hisense – Great for budget and mid-range.
- Samsung – Premium quality and user-friendly interfaces.
- LG – Known for vibrant colour and long-lasting panels.
- Skyworth – Affordable Smart TVs with Android TV.
- TCL – Value-for-money with 4K and QLED options.
- Sinotec – Entry-level Smart TVs at great pricing.
6. Why Smart TVs with Monthly Payments Are a Smart Move
✅ No upfront cost – You don’t need to save for months before enjoying entertainment.
✅ Flexible payment plans – Choose what suits your budget: 3, 6, 12, or even 36 months.
✅ Access to better technology – Upgrade to larger screens and better resolution.
✅ Special offers and interest-free options – Especially during Cyber Sales or Black Friday.
✅ Convenience – Most options are online with nationwide delivery.
7. Tips Before You Commit to a Monthly Payment Plan
- Compare interest rates – Choose interest-free platforms like PayJustNow where possible.
- Know your monthly budget – Make sure your payment doesn’t exceed 10–15% of your monthly income.
- Check the total repayment amount – Some credit offers can double the total cost.
- Look for promotions – Use sales events or retailer partnerships for better deals.
- Read the fine print – Watch for admin fees, delivery costs, and early settlement clauses.
8. Where to Shop Safely for Smart TVs on Credit in South Africa
Here are trusted retailers and platforms that support Smart TV no deposit, pay monthly options:
- Takealot – Large selection, supports Mobicred and PayJustNow.
- Game – Store credit and often no-deposit deals.
- Makro – Long-term payment plans with Makro Credit or RCS.
- HiFi Corp – Good options for Mobicred and PayJustNow.
- Incredible Connection – Higher-end TVs, includes PayJustNow and RCS options.
- Pick n Pay & Builders Warehouse – Accept RCS card for electronic purchases.
Conclusion
If you’ve been thinking, «I’m looking to buy a Smart TV with monthly payments,» but worried about the upfront cost, you’re in luck. In South Africa, you can easily find Smart TV on interest-free installments with zero deposit required. Whether you’re shopping online or in-store, flexible payment options make it easy to enjoy entertainment now and pay later.
Compare offers, choose your plan, and bring home your new Smart TV today—no deposit, no stress.