Want to drive a new car without a large upfront cost? PCP car deals (Personal Contract Purchase) offer low monthly payments and flexible end-of-term options. With the best car PCP offers, you can get behind the wheel today and decide later if you want to keep, return, or upgrade your car.
What Is a Personal Contract Plan (PCP)?
A PCP lets you:
- Pay a low (or zero) deposit
- Make fixed monthly payments
- Choose to return, keep, or upgrade the car at the end
Ideal for drivers who want flexibility and a lower monthly cost.
Why Choose PCP Car Finance?
Benefits include:
- Lower monthly payments
- Easy upgrades to newer models
- Minimal upfront cost
- Mileage plans that suit your needs
What to Look for in PCP Car Offers
Check for:
- Annual mileage limits
- Deposit contributions
- Low APR
- Final balloon payment (GMFV)
Brands like Ford, Audi, and Kia offer strong PCP deals regularly.