Want to drive a new car without a large upfront cost? PCP car deals (Personal Contract Purchase) offer low monthly payments and flexible end-of-term options. With the best car PCP offers, you can get behind the wheel today and decide later if you want to keep, return, or upgrade your car.

What Is a Personal Contract Plan (PCP)?

A PCP lets you:

  • Pay a low (or zero) deposit
  • Make fixed monthly payments
  • Choose to return, keep, or upgrade the car at the end

Ideal for drivers who want flexibility and a lower monthly cost.


Why Choose PCP Car Finance?

Benefits include:

  • Lower monthly payments
  • Easy upgrades to newer models
  • Minimal upfront cost
  • Mileage plans that suit your needs

What to Look for in PCP Car Offers

Check for:

  • Annual mileage limits
  • Deposit contributions
  • Low APR
  • Final balloon payment (GMFV)

Brands like Ford, Audi, and Kia offer strong PCP deals regularly.